Illinois: Representation needed for Not at Fault crash?

I was found not at fault in a collision within an intersection by my carrier.

My car was totaled, but my Collision policy is coverig it and I am satisfied with the proposed settlement.

I had minor injuries which are being actively treated and reported under my claim number. The other driver and passengers reported no injuries and refused EMS.

I have Uninsured Motorist coverage as well.The other driver was unlicensed and had no insurance. Among other charges.

Are there any reasons why it would be wise to seek out representation? It seems that this is a straightforward case and that my risk exposure is low.